Mortgage Rates Today, September 20, 2026: What Buyers and Refinancers Should Compare

Mortgage rates today give homebuyers and homeowners a reason to check their numbers carefully. A small rate increase can raise a monthly payment, reduce a comfortable purchase budget, or make refinancing less attractive after fees. The latest Freddie Mac weekly average puts the 30-year fixed mortgage at 6.95% as of September 17, up from 6.76% … Read more

Current Mortgage Rates Near 7%: What Homebuyers and Homeowners Should Do Now

Current mortgage rates are once again close to 7%, and that matters for more than just housing headlines. A small change in a mortgage rate can add hundreds of dollars to a monthly payment, reduce how much home a buyer can afford, or make a refinance much less attractive. As of early September 2026, the … Read more

Fed Rate Decision: What the Latest FOMC Interest Rate Hold Means for Your Mortgage, Savings, Credit Cards, and Investments

The Federal Reserve kept its benchmark interest rate unchanged at its July 29, 2026 meeting. The target federal funds rate remains between 3.50% and 3.75%. A rate hold may sound like nothing changed. For households, however, it means borrowing costs are likely to remain relatively high for now. Credit card balances may stay expensive. Mortgage … Read more